Family Savings Credit Union
 Where Your Money Grows with You and Your Family

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FAMILY SAVINGS CREDIT UNION offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
CONVENTIONAL
FHA
VA
RURAL DEVELOPMENT PROGRAM (USDA)

CONVENTIONAL
Term: 30 years   Maximum Amount: $417,000

FHA

THIS TYPE OF LOAN ALLOWS YOU AS MEMBER TO PURCHASE YOUR DREAM HOME WITH A DOWN PAYMENT AS LOW AS 3.50%. FOR A REFINIANCE, YOU CAN BORROW UP TO 95% OF THE VALUE OF YOUR HOME.

Term: 30 years   Maximum Amount: $417,000
 

MAX LOAN AMOUNT MAY BE DIFFERENT DEPENDING ON COUNTY WHERE YOUR PROPERTY IS LOCATED.


VA

THIS LOAN IS DESIGNED FOR MEMBERS WHO ARE VETERANS LOOKING TO PURCHASE AND FINANCE UP TO 100%.

Term: 30 years   Maximum Amount: $417,000

RURAL DEVELOPMENT PROGRAM (USDA)

THIS TYPE OF LOAN IS INCOME AND AREA RESTRICTED. CALL FOR DETAILS.

Term: 30 years   Maximum Amount: $417,000



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.